# Propryte

> Find the right property.


## Posts

- [Undivided Share in Property: What Every Homebuyer Should Know](https://propryte.com/undivided-share-in-property-what-everyone-should-know/): When buying an apartment or flat in India, most buyers look at the built-up area, location, amenities, and pricing. But one crucial legal aspect that often gets overlooked is the undivided share in property also known as UDS. Understanding your undivided share in property is essential to protect your ownership rights and long-term investment. In […]
- [How to Legally Verify Property in India Before Buying](https://propryte.com/how-to-legally-verify-property-in-india-before-buying/): How to legally verify property when search for the first time is one of the most crucial steps before purchasing any real estate be it a plot, flat, or commercial space. With the rise in fraudulent property deals, title disputes, and illegal constructions, skipping legal verification can cost buyers their peace of mind, and worse, […]
- [Tax Relief for Homeowners: Budget 2025](https://propryte.com/tax-relief-for-homeowners-budget-2025/): The latest budget 2025 announcement brings great news for homeowners and property buyers in India. The government has revised the tax rules, allowing individuals to declare two properties as self-occupied instead of just one. This change eliminates the tax burden on notional rental income for those who own multiple homes but do not rent them […]
- [Flooring Choices for Indian Homes: Pros, Cons & Costs Explained](https://propryte.com/flooring-choices-for-indian-homes-pros-cons-explained/): When building or renovating a home, choosing the right flooring is essential. In India, where climate, cost, and durability play major roles in construction decisions, selecting the ideal floor type requires careful consideration. Here’s a comprehensive guide to different flooring options popular in India, covering their pros, cons, and cost per square foot. 1. Ceramic […]
- [8 Must-Read Books for First Time Home buyers](https://propryte.com/8-must-read-books-for-first-time-home-buyers/): Buying your first home is a major milestone, but it can also be an overwhelming process. From understanding mortgages and negotiating prices to finding the perfect home, the learning curve can be steep. The good news? There’s a wealth of knowledge available to help you make informed decisions. Here’s a curated list of 8 must-read […]
- [Mivan Construction: A Modern Building Technique and Its Impact on Buyers](https://propryte.com/mivan-construction-technique-and-its-impact-on-buyers/): The construction industry has seen a significant transformation over the years, with new technologies emerging to improve efficiency, speed, and cost-effectiveness. Among these innovations, Mivan construction has gained considerable attention, particularly in mass housing projects. Developed by a European construction company, Mivan, this aluminum formwork technology has revolutionized the way buildings, particularly residential ones, are […]
- [10 Questions to Ask Before Buying a Home](https://propryte.com/10-questions-to-ask-before-buying-a-home/): The process of buying a home in India is both exciting and daunting. Whether you’re a first-time homebuyer or looking to upgrade, the decisions you make will have long-term financial and personal implications. To ensure you’re making an informed decision, it’s crucial to ask the right questions. In this blog post, we’ll explore the ten […]
- [Indexation in Real Estate explained : Budget 2024](https://propryte.com/indexation-in-real-estate-explained-budget-2024/): Indexation is a critical concept in the world of real estate investments in India. It allows investors to adjust the purchase price of their property to account for inflation, ultimately reducing the capital gains tax liability when the property is sold. This adjustment can significantly impact the overall returns on a real estate investment, making […]
- [Are you prepared? Quick self assessment for home buyers](https://propryte.com/are-you-prepared-self-assessment-for-home-buyers/): Buying your first home is a significant milestone, especially in a diverse and dynamic market like India. The process can be both exhilarating and overwhelming, with numerous financial considerations to keep in mind. To help you navigate this journey, here is a comprehensive guide on personal finance tips tailored for first-time home buyers in India. […]
- [10 Creative ways to maximize space in a small apartment](https://propryte.com/10-ways-to-maximize-space-in-a-small-apartment/): Living in a compact or small apartment in a bustling city presents unique challenges and opportunities. With limited square footage, it’s essential to make the most of every inch. Here are some practical and creative strategies to help you utilize space effectively, making your small apartment feel spacious, functional, and stylish. Embrace Minimalism in Your […]
- [5 Tips to boost your home loan eligibility](https://propryte.com/tips-to-boost-your-home-loan-eligibility/): The journey to homeownership can seem like a maze, especially when it comes to meeting the eligibility criteria set by lenders. However, fear not! In this blog post, we’ll delve into effective strategies that can boost your home loan eligibility, turning your dream home into a tangible reality. Home loan lenders consider multiple criteria while […]
- [Banking vs. NBFC's: The Difference in Home Loans](https://propryte.com/banking-vs-nbfc-the-difference-in-home-loans/): In the pursuit of owning a home, many people approach banks for assistance through home loans. These loans aid individuals fulfill their dream of becoming homeowners by providing the finances they need to purchase or construct a home. However, the options for obtaining a home loan aren’t limited to traditional banks; non-banking financial companies (NBFCs) […]
- [5 Compelling reasons to check property reviews before making a purchase](https://propryte.com/5-reasons-to-check-for-property-review/): In the fast-paced world of real estate, buying a property is a significant investment that requires careful consideration. While the allure of a beautiful home or a promising investment opportunity may be tempting, it’s crucial to delve deeper into the details before signing the deal. One invaluable resource that potential buyers often overlook is property […]
- [Path to Homeownership: A Guide to Arranging Your Down Payment](https://propryte.com/guide-to-arranging-your-down-payment/): Owning a home is a dream many aspire to achieve, and for most, it begins with the crucial step of arranging a down payment. This initial financial hurdle can seem daunting, but with careful planning and the right resources, you can turn that dream into a reality. One such resource that has been gaining popularity […]
- [Negotiating a Real Estate Deal Like a Pro - 6 Proven Tactics](https://propryte.com/negotiating-a-real-estate-deal-like-a-pro/): Property deals are a bit complicated and involve a lot of negotiations. Negotiating a real estate deal is essential whether you are buying or selling a property, it is essential to have excellent negotiating skills to get the best deal possible. Negotiation is an art that requires practice and experience, but with the right strategies, […]
- [Living in an apartment in Chennai - 5 Pros & Cons](https://propryte.com/living-in-an-apartment-in-chennai-5-pros-cons/): Living in an apartment in Chennai and other cities has its pros and cons, and choosing an apartment over an individual house is a personal choice that depends on individual circumstances and lifestyle. If you are considering living in a regular type apartment that can occupy your family members with sufficient space here are some […]
- [How to Register a Complaint in RERA? Know the Procedure step by step](https://propryte.com/how-to-register-a-complaint-in-rera/): The Aggrieved buyer can register a complaint in RERA under Section 31 of the Real Estate (Regulation and Development) Act, 2016 either with the RERA Authority or the adjudicating officer. Such complaints may be against developers, promoters, allottees and/or real estate agents. And this article will help you to know the procedure and documents you […]
- [Quick Guide to Buy Right Apartments in Chennai](https://propryte.com/quick-guide-to-buy-right-apartments-in-chennai/): A first time home buyer or a real estate investor? When it comes to buying a new home you’ll always have to stay in the trend. Here is the complete guide you need to buy apartments in Chennai. 1.Choose a right location The prime factor in choosing the right apartments in Chennai is the location. […]
- [7 Easy Home Loan Repayment Options That You Should Know](https://propryte.com/home-loan-repayment-options-that-you-should-know/): If you dream of buying a home for a long time through home loan, you might have few questions thatwill not let you sleep. Which home loan repayment option is the best? Which bank or finance offers better service? or you may be struck with which bank first. If you are at the beginning stage […]
- [5 Essential Gadgets On Sale To Make Your Kitchen Smart](https://propryte.com/5-essential-gadgets-to-make-your-kitchen-smart/): Everyone loves to get help from technology. Here are 5 Essential gadgets on sale that can make your kitchen smart and safe. We hope you would love to try the products we recommend to you! 1. A Wi-Fi Enabled smart plug from Wipro Turn your kitchen appliances smart by connecting them with this smart plug […]
- [New Vs Resale Home: Which Will Suit You?](https://propryte.com/new-vs-resale-home-which-will-suit-you/): New Vs Resale Home is an age-old debate, Taking a call on this debate may be difficult. First home buyers are keen on new homes, but many people still prefer a resale home. There are lots of new buildings and apartments popping up in the city or suburbs of your place. Suppose if Mr Ram, […]
- [5 Ways to Reduce Interest Rate on Home Loans](https://propryte.com/ways-to-reduce-interest-rate-on-home-loans/): So you have finalized your home! So far so good… Finding the right Home Loan is the next thing in your mind. The interest rate on home loans is one of the primary concerns and deciding factors when finalizing a home loan. There has been a continuous reduction in interest rates by RBI to boost […]
- [Can you improve your personal finances through real estate investments?](https://propryte.com/improve-your-personal-finances-through-real-estate/): Pandemic has affected everyone across the globe adversely. But, can we stop financial planning for the future? No. Systematic, disciplined planning helps you improve your personal finances. Many businesses and companies resortedto retrenchment of employees on a large scale. The world economy shrank along with the household income of the breadwinners. People have to avoid […]
- [Benefits Of The Model Tenancy Act](https://propryte.com/benefits-of-the-model-tenancy-act/): The Union Cabinet approved the Model Tenancy Act to bolster the relationship between homeowners and tenants. Here we explain about benefits of the Model Tenancy Act (MTA2021) It will facilitate tenants to find a house easily as it encourages private participation and makes available unrented houses in the real estate market. The present act will […]
- [Top 5 Mistakes To Avoid When Taking A Home Loan](https://propryte.com/mistakes-to-avoid-when-taking-a-home-loan/): Buying a home is a big decision or milestone in everyone’s life. If you are ready to buy a property, here are the top 5 mistakes to avoid when taking a home loan. Housing loans are the best solution to fill the gap between our financial condition and the future security. Loan borrowers should be […]
- [How To Check The Builder's Reputation?](https://propryte.com/how-to-check-the-builders-reputation/): You may spend months to research about your dream home you found recently. Before making a buying decision ensure to check builder’s reputation that they have financial stability and capacity to deliver your home on time. When Mr. Kumar (32), a IT professional who started home searching a year ago, everyone around him gave an […]
- [Model Tenancy Act 2021 - Basic Rights & Responsibilities You Must Know](https://propryte.com/model-tenancy-act-2021-basic-rights-you-must-know/): The Union cabinet approved the Model Tenancy Act 2021 on Wednesday 2nd June to bridge the trust gap between owners and tenants by making compulsory tenancy agreement, rights and obligations of owner and tenant much more transparent across the country. The Model Tenancy Act 2021 is same as the draft model released by the Ministry […]
- [Should I Opt For Property Insurance?](https://propryte.com/should-i-opt-for-property-insurance/): While you are protected under the roof of your property, property insurance is made to give protection to your property. Several policies are covered under insurance that provides liability coverage or coverage for the protection of property. When it comes to theft or vandalism, property insurance is known to cover the structure as well as […]
- [How to find the right property in 6 steps](https://propryte.com/how-to-find-the-right-property-in-6-steps/): Choosing the property can be overwhelming especially for the first time buyers, but relax. In this article, We’ll break down six steps you should follow to find the right property and feel confident in your decision. Finding the right property can be a hectic process, but we’re here to help. Propryte.com 6 key steps to […]
- [Better Tax Benefits for Property Investments 2021](https://propryte.com/tax-benefits-for-property-investments/): Real estate continues to be one of the most preferred investment choices for securing and amplifying one’s monetary assets and tax benefits. In addition to generating regular cash flow, investing in a real estate property also opens the treasure chest of tax incentives on everything from apartments, villas, to vacant plots. Property investment is an […]
- [10 Tips To Choose The Right Property](https://propryte.com/tips-to-choose-the-right-property/): When searching for a property, you are likely to come across several properties and here you get some quick tips to choose the right property. So, how do you decide which one is the best for you? Well, there are some key factors you need to consider in order to select the right property. The […]
- [5 Costs To Consider When Buying a House](https://propryte.com/5-costs-to-consider-when-buying-a-house/): Purchasing home can be an expensive affair for the family as it is the ultimate aspiration for most of the Indians. There is some hidden or unavoidable Costs To Consider When Buying a House. Most people consider real estate to be an important investment and are willing to spend extra to acquire a quality real […]
- [Common Home Buying Myths - Part 2](https://propryte.com/common-home-buying-myths/): You are already aware of the common home buying myths that easily influence people in our blog Home buying myths in India. It is crucial for the home buyers to know about all the other most influencing myths. In this article, we will be debunking another majorly spread myths while buying a house. Maybe this […]
- [Home Buying Myths In India - 2021](https://propryte.com/home-buying-myths-in-india-2021/): Buying your dream home is one of the greatest moment in your life that you want to share with your loved ones. People in India sometimes get heavily influenced by what their friends and relatives have to say on buying a new home and some home buying myths, which fends them from getting the essential […]
- [Applying For A Home Loan? Consider These 4 Factors](https://propryte.com/applying-for-a-home-loan-consider-these-4-factors/): While taking a home loan the only factor that has an all-encompassing impact is the interest rates charged by banks. However, individual requirements differ and one-size-fits-all theory may not apply to all home buyers and home loan seekers. Here is what you should consider before taking a home loan when buying a property in India: […]
- [What is RERA and What are the benefits?](https://propryte.com/what-is-rera-and-what-are-the-benefits/): RERA stands for Real Estate Regulatory Authority established as per Real Estate (Regulation and Development) Act, in 2016 to protect home buyers and to boost real estate investments. The RERA act was effective on and from May 1st 2016 where the bill was passed by Rajya Sabha on March 10th and then by Lok Sabha […]
- [Home loan transfer: Factors to consider before shifting lenders](https://propryte.com/home-loan-transfer-factors-to-consider/): Banks and housing finance companies (HFCs) have been able to offer home loans at rates starting from 6.75-6.9 percent a year. Existing home loan borrowers servicing their home loans at much higher interest rates may consider home loan transfer to other lenders at lower interest rates and/or better service terms. However, the decision of existing […]
- [Everything about property tax in Chennai - 2021](https://propryte.com/everything-about-property-tax-in-chennai/): In Chennai, you can pay your property tax or ‘sotthu vari’ online and offline. The due date for payment of the tax is September 31 and March 31 every year. Read on, to know the process How to pay property tax online in Chennai Property tax is one of the major sources of income for […]
- [Why to go with the Channel Partners?](https://propryte.com/why-to-go-with-a-channel-partners/): What is channel partners? A channel partner can be defined as a company that partners with a manufacturer or vendor to market and sell the manufacturer’s/vendor’s products, services, or technologies. This is usually done through a co-branding relationship. Channel partners may be distributors, vendors, retailers, consultants, technology deployment consultancies, and other such organisations.The channel partners […]
- [Thinking about buying property in an auction?](https://propryte.com/buying-property-in-an-auction/): Buying property in an auction can save you a lot because These are basically mortgaged properties of defaulters and the bank is auctioning them to recover the dues. When a bank auctions properties, it generally garners huge interest as these properties are believed to be auctioned at a lower price. Another advantage could be getting […]
- [Understanding the Rights of Tenants and Landlords](https://propryte.com/understanding-the-rights-of-tenants-and-landlords/): What are your rights when you rent a house? What can a landlord do when faced with unruly tenants? Renting is a tricky task, one that leaves renters and landlords feeling equally frustrated many times. But a good understanding of the Model Tenancy Act (MTA) can help you know the rights of tenants and landlords […]
- [4 Tips to Help You Close Your Home Loan Early](https://propryte.com/4-tips-to-help-you-close-your-home-loan-early/): A home loan is a long haul obligation, considering the fact that its repayment might stretch up to 30 years. This loan helps you own a house along with availing tax benefits; however, it also impacts your present and future finances. Therefore, you should pay off the loan as soon as possible by carefully managing related factors like […]
- [Home loan rates fall to below 7%. Five tips on how to reduce your EMI burden](https://propryte.com/home-loan-rates-fall-to-below-7-five-tips-on-how-to-reduce-your-emi-burden/): This is the time one should consider switching his home loan to a PSU bank to avail of the benefits of lower home loan rate.  Home loan rates have fallen to as low as 6.7% as public sector banks have mostly passed on the repo rate cut announced by the Reserve Bank of India over […]
- [How To Apply Encumbrance Certificate (EC) In Tamilnadu.](https://propryte.com/how-to-apply-encumbrance-certificate-ec-in-tamilnadu/): The first step while considering the purchase of a property, the buyer has to ensure that the legal title of the property is clear – Encumbrance certificate says whether there is any lien/charge on the property, or if there are other owners/claimants to the property other than the seller, if the property has been mortgaged […]
- [Essentials To Know About the Property Transfers](https://propryte.com/essentials-to-know-about-the-property-transfer/): Nothing can match the joy of buying a Home! We all take months to finalize a property, and then invest our hard earned money and lifetime savings in buying a Home.But that’s not where your Home buying journey ends. Most of us are unaware of the post purchase paperwork that we would need to complete.Managing […]

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