Balance Transfer

Home loan transfer: Factors to consider before shifting lenders

Banks and housing finance companies (HFCs) have been able to offer home loans at rates starting from 6.75-6.9 percent a year. Existing home loan borrowers servicing their home loans at much higher interest rates may consider home loan transfer to other lenders at lower interest rates and/or better service terms. However, the decision of existing home loan transfer to another lender has to be a...

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